:root{
  --ink:#13161b; --ink-2:#2a2f38; --muted:#5c6169; --line:#e6e4e1; --line-2:#d8d5d0;
  --bg:#f8f6f3; --white:#ffffff;
  --red:#e2342d; --red-dark:#bd241e; --green:#2f9e44; --green-dark:#217236;
  --radius:8px; --radius-lg:14px;
  --shadow:0 1px 2px rgba(19,22,27,.04);
  --maxw:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'IBM Plex Sans',-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Space Grotesk',-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;line-height:1.12;font-weight:700;color:var(--ink);letter-spacing:-.01em;margin:0}
h1{font-size:clamp(2.3rem,4.6vw,3.6rem);margin:.4rem 0 1.1rem;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem)}
h3{font-size:1.08rem}
.btn,.eyebrow,.logo,.nav-toggle,.tri-bar,.step-num,.chip,.card-link,.footer-col h3{font-family:'Space Grotesk',-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif}
p{color:var(--muted);margin:0 0 1rem}
a{color:var(--red);text-decoration:none}
a:hover{color:var(--red-dark)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 1.5rem}
.narrow{max-width:800px}
.icon{width:24px;height:24px}
.icon-sm{width:16px;height:16px;display:inline-block;vertical-align:-3px;margin-right:.35rem}

/* signature tri-colour bar — the brand's recurring mark */
.tri-bar{display:flex;height:5px;width:64px;margin:0 0 1.4rem}
.tri-bar span{flex:1;transform:skewX(-18deg)}
.tri-bar span:nth-child(1){background:var(--ink)}
.tri-bar span:nth-child(2){background:var(--red)}
.tri-bar span:nth-child(3){background:var(--green)}
.tri-bar.center{margin-left:auto;margin-right:auto}
.tri-bar.light span:nth-child(1){background:rgba(255,255,255,.55)}

/* Header */
.site-header{position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:50}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:.9rem 1.5rem}
.logo{display:inline-flex}
.footer-logo{display:inline-block;margin-bottom:.7rem}
.site-nav ul{list-style:none;display:flex;gap:1.5rem;margin:0;padding:0;flex-wrap:wrap}
.site-nav{display:flex;align-items:center;gap:1.5rem}
.site-nav a{color:var(--ink-2);font-weight:600;font-size:.9rem}
.site-nav a:hover{color:var(--red)}
.site-nav a.active{color:var(--red)}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:.4rem}
.nav-toggle span{width:22px;height:2px;background:var(--ink);display:block}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.4rem;padding:.75rem 1.4rem;border-radius:var(--radius);font-weight:700;font-size:.92rem;text-decoration:none;border:1.5px solid transparent;transition:.15s ease}
.btn:hover{text-decoration:none}
.btn-cta{background:var(--red);color:#fff;border-color:var(--red)}
.btn-cta:hover{background:var(--red-dark);border-color:var(--red-dark);color:#fff;transform:translateY(-1px)}
.btn-outline{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-outline:hover{background:var(--ink);color:#fff}
.btn-lg{padding:.95rem 1.9rem;font-size:1rem}
.nav-cta{padding:.55rem 1.15rem}

/* Hero */
.hero{background:var(--ink);padding:5.5rem 0 6rem;color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;top:0;right:-10%;width:60%;height:100%;background:radial-gradient(600px 500px at 70% 20%,rgba(226,52,45,.16),transparent 60%),radial-gradient(500px 400px at 90% 80%,rgba(47,158,68,.14),transparent 60%);pointer-events:none}
.hero-inner{max-width:760px;position:relative}
.eyebrow{color:var(--red);font-weight:700;font-size:.85rem;margin:0 0 .9rem;display:block}
.hero h1{color:#fff}
.hero .lead{color:#c7cad0;font-size:1.15rem;max-width:640px}
.hero-ctas{display:flex;gap:1rem;margin:1.7rem 0;flex-wrap:wrap}
.hero .btn-outline{border-color:rgba(255,255,255,.4);color:#fff}
.hero .btn-outline:hover{background:#fff;color:var(--ink);border-color:#fff}
.hero-points{list-style:none;padding:0;margin:1.7rem 0 0;display:flex;gap:1.6rem;flex-wrap:wrap;color:#a9adb5;font-size:.9rem}
.hero-points li{display:flex;align-items:center}
.hero-points .icon-sm{color:var(--green)}

.page-hero{background:var(--ink);color:#fff;padding:3.6rem 0}
.page-hero h1{color:#fff;margin-bottom:.5rem;font-size:clamp(1.9rem,3.6vw,2.7rem)}
.page-hero .lead{color:#c7cad0;font-size:1.02rem;max-width:640px}
.page-hero .eyebrow a{color:var(--red)}

/* Sections */
.section{padding:4.8rem 0}
.section-alt{background:var(--bg)}
.section-title{margin-bottom:.7rem}
.section-intro{max-width:680px;margin-bottom:2.2rem}
.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:3.2rem;align-items:start}
.cta-band{background:var(--ink);color:#fff;text-align:center;border-radius:var(--radius-lg);margin:0 1.5rem;padding:3.8rem 1.5rem;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(500px 300px at 15% 0%,rgba(226,52,45,.18),transparent 60%),radial-gradient(500px 300px at 85% 100%,rgba(47,158,68,.16),transparent 60%)}
.cta-band-inner{position:relative}
.cta-band-inner h2{color:#fff}
.cta-band-inner p{color:#c7cad0;max-width:560px;margin:0 auto 1.7rem}

/* Cards / grid — flatter, editorial, hairline-bordered rather than shadow-heavy */
.grid{display:grid;gap:1.3rem}
.grid-5{grid-template-columns:repeat(5,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:none;transition:.15s ease}
.card:hover{border-color:var(--line-2);text-decoration:none;transform:translateY(-2px)}
.card-icon{color:var(--red);margin-bottom:.8rem}
.card h3{font-size:1.02rem;margin:.2rem 0 .45rem;letter-spacing:-.01em}
.card p{font-size:.9rem;margin:0 0 .8rem}
.card-link{font-weight:700;font-size:.85rem;color:var(--red)}
.card-sm{padding:1.15rem 1.3rem}
.card-sm h3{font-size:.94rem;margin:0 0 .4rem}

.chip-list{display:flex;flex-wrap:wrap;gap:.5rem}
.chip{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:.4rem 1rem;font-size:.85rem;color:var(--ink-2)}
.link-more{display:inline-block;margin-top:1.2rem;font-weight:700}

/* Numbered step list — replaces generic icon-card grids where used */
.steps-list{counter-reset:step;display:flex;flex-direction:column}
.steps-list .step-row{display:grid;grid-template-columns:64px 1fr;gap:1.4rem;padding:1.8rem 0;border-top:1px solid var(--line)}
.steps-list .step-row:last-child{border-bottom:1px solid var(--line)}
.steps-list .step-num{counter-increment:step;font-size:.85rem;font-weight:800;color:var(--red)}
.steps-list .step-num::before{content:"0" counter(step)}
.steps-list a.step-row{text-decoration:none;color:inherit;transition:.15s ease}
.steps-list a.step-row:hover{border-color:var(--line-2)}
.steps-list a.step-row:hover h3{color:var(--red)}
.steps-list h3{transition:.15s ease}

/* Insights */
.insights article{padding-bottom:2.2rem;margin-bottom:2.2rem;border-bottom:1px solid var(--line)}
.insights article:last-child{border-bottom:0}

/* Legal */
.legal-text h2{margin-top:2rem}

/* Contact form */
.contact-form{display:flex;flex-direction:column;gap:.35rem;background:var(--bg);padding:2.1rem;border-radius:var(--radius-lg);border:1px solid var(--line)}
.contact-form label{font-weight:700;font-size:.83rem;margin-top:.7rem;color:var(--ink-2)}
.contact-form input,.contact-form select,.contact-form textarea{padding:.7rem .8rem;border:1px solid var(--line-2);border-radius:var(--radius);font-family:inherit;font-size:.95rem;background:#fff}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:2px solid var(--red);outline-offset:1px}
.contact-form button{margin-top:1.3rem;align-self:flex-start}
.hidden-field{position:absolute;left:-9999px}
.contact-details h2{margin-top:0}
.contact-details p{margin:.5rem 0}

/* Footer */
.site-footer{background:var(--ink);color:#a9adb5;padding:3.8rem 0 1.6rem;margin-top:3rem}
.footer-inner{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}
.footer-col h3{color:#fff;font-size:.9rem;margin:0 0 .9rem;font-weight:700}
.footer-col ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.55rem}
.footer-col a{color:#a9adb5;font-size:.88rem}
.footer-col a:hover{color:#fff}
.muted{color:#82868f;font-size:.85rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:2.6rem;padding-top:1.2rem;font-size:.8rem;color:#82868f}

/* scroll reveal (progressive enhancement — content visible by default, JS adds the animated entrance) */
.rv{opacity:1;transform:none}
.js-rv .rv{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}
.js-rv .rv.in{opacity:1;transform:none}

/* Responsive */
@media (max-width:960px){
  .grid-5{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .two-col{grid-template-columns:1fr}
  .footer-inner{grid-template-columns:1fr 1fr}
  .steps-list .step-row{grid-template-columns:1fr}
}
@media (max-width:720px){
  .nav-toggle{display:flex}
  .site-nav{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line);padding:1rem 1.5rem;display:none}
  .site-nav.open{display:flex}
  .site-nav ul{flex-direction:column;gap:0}
  .site-nav ul li{border-top:1px solid var(--line)}
  .site-nav ul li a{display:block;padding:.9rem 0}
  .nav-cta{margin-top:.8rem;text-align:center}
  .grid-5,.grid-4{grid-template-columns:1fr}
  .footer-inner{grid-template-columns:1fr}
}